:root{--navy:#10233f;--gold:#b38a3d;--cream:#f7f4ed;--ink:#172033;--muted:#5e6878;--red:#8b2e2e;--white:#fff}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
a{color:#174d80}header{background:var(--navy);color:white}.top{max-width:1120px;margin:auto;padding:18px 22px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{font-family:Georgia,serif;font-size:1.35rem;font-weight:700;color:white;text-decoration:none}.brand span{color:#e3c67a}
nav a{color:white;text-decoration:none;margin-left:18px;font-size:.95rem}.hero{background:linear-gradient(135deg,#10233f,#263f61);color:white;padding:72px 22px}
.wrap{max-width:1040px;margin:auto}.hero h1,h1,h2,h3{font-family:Georgia,serif;line-height:1.15}.hero h1{font-size:clamp(2.4rem,6vw,4.8rem);max-width:850px;margin:0 0 20px}.hero p{max-width:760px;font-size:1.15rem;color:#e7edf5}
main{max-width:1040px;margin:auto;padding:48px 22px}h1{font-size:2.6rem}h2{font-size:1.8rem;margin-top:2.2rem}h3{font-size:1.25rem}.eyebrow{color:var(--gold);font-weight:700;text-transform:uppercase;letter-spacing:.09em}
.cardgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(235px,1fr));gap:18px}.card{border:1px solid #dde2e8;border-radius:12px;padding:22px;background:white}.card h3{margin-top:0}
.cta{background:var(--cream);border-left:5px solid var(--gold);padding:24px;margin:30px 0;border-radius:8px}.btn{display:inline-block;background:var(--gold);color:#111;text-decoration:none;font-weight:700;padding:13px 20px;border-radius:7px;margin-top:8px}.btn:hover{filter:brightness(.95)}
.notice{background:#f3f5f7;padding:15px 18px;border-radius:8px;color:#46505e;font-size:.92rem}.breadcrumbs{font-size:.9rem;color:var(--muted);margin-bottom:24px}.breadcrumbs a{color:var(--muted)}
table{width:100%;border-collapse:collapse;margin:22px 0}th,td{text-align:left;border-bottom:1px solid #ddd;padding:12px 10px;vertical-align:top}th{background:#f5f6f8}
footer{background:#0c1b31;color:#dbe4ef;margin-top:60px}footer .wrap{padding:38px 22px}footer a{color:#e6d092;margin-right:14px}.small{font-size:.9rem;color:#697386}
@media(max-width:720px){nav{display:none}.hero{padding:52px 22px}main{padding-top:34px}h1{font-size:2.2rem}}